Your Personalized Plan
| Complexity | Low Complexity | Medium Complexity Low + |
High Complexity Low + Medium + |
|---|---|---|---|
| Cash Flow | Emergency fund, Debt review |
5yr cash flow projection, Home purchase analysis |
Long-term care cash flow analysis |
| Retirement Planning |
Retirement contributions, Social securty |
Retirement projections, Pension election, Retirement withdrawal, Timing of retirement |
Deferred compensation, Small business retirement plan selection |
| Investment Options |
Asset class allocation | Specific advice for retirement/taxable amounts, Equity compensation |
Private/illiquid investments, Complete annuity guidance |
| Tax | Income tax planning, Charitable giving |
Estate design, Review of existing docs, Charitable estate planning |
Estate tax advice |
| Insurance | Coverage guidelines | Specific advice on life insurance (types/amounts), Existing term policies |
ILIT, Specific advice on term/permanent policies |
| Life Events | Education planning, Employee benefts |
Windfall planning | Complex estate/asset transfer |
| Estimated Time | 10-20 hours | 20-30 hours | 40+ hours |
| Hourly Rate | $300/hour | $300/hour | $500/hour |
We’ll start with a 15-minute introduction call and then have a second hour-long call to craft a firm, tailored quote. Through these discussions, we’ll dive into the details of your situation to determine the exact number of hours needed to build your plan.
Once your plan is delivered, it stays in your hands to execute. Need a quick answer, now or in the future? We’re here to help with anything you’re curious about. We’ll stay in communication and can pick up where we left off to refresh your plan or build a new one from scratch at any point in the future. With Barrett Financial Planning, you get flexibility, control, and a partner who’s always in your corner.